Choose the Right Canadian Savings Account in 5 Minutes
Free calculator helps you decide between RRSP, TFSA, and FHSA accounts based on your situation
Stop guessing which account to choose first. Our free educational tool analyzes your situation and provides personalized recommendations based on 2025 Canadian tax rules - no financial advisor needed to get started.
Get personalized recommendations for RRSP, TFSA, FHSA, and RESP based on YOUR situation
Calculate exact tax savings using accurate 2025 Canadian tax brackets for all provinces
Understand eligibility rules (especially FHSA first-time homebuyer requirements) in plain English
Tired of Being Confused About Your Money?
Here's the truth: You don't need to be a financial expert to make smart savings decisions. You just need the right information presented in the right way, personalized to your unique situation.
You're Making Savings Decisions in the Dark
You know you should be saving and investing, but which account should you choose first? RRSP for the tax deduction? TFSA for flexibility? FHSA for your first home? Every article you read gives different advice, and you're left more confused than when you started.
Complex Rules Are Holding You Back
FHSA eligibility rules, RRSP contribution room calculations, TFSA withdrawal rules - it feels like you need a finance degree just to understand the basics. You're worried about making costly mistakes like over-contributing or missing out on free government money.
One-Size-Fits-All Advice Doesn't Work
Generic financial advice doesn't account for YOUR specific situation. Your income, age, homeownership status, and province all matter. What works for your friend in Alberta might be wrong for you in Ontario.
Imagine Having Complete Clarity About Your Financial Strategy
The breakthrough isn't having more financial knowledge - it's having the RIGHT knowledge, personalized to your specific situation and presented in plain English.
Know Exactly Which Account to Prioritize
Picture opening your laptop and seeing a clear, personalized recommendation: 'Based on your $65,000 income and first-time homebuyer status, prioritize FHSA first ($8,000), then TFSA ($7,000), then RRSP.' No more guessing, no more second-guessing.
Understand the 'Why' Behind Every Decision
You'll know not just WHAT to do, but WHY it makes sense for your situation. Understand how your marginal tax rate affects RRSP vs TFSA decisions, why FHSA might be perfect for your home-buying timeline, and how much you could save in taxes.
Feel Confident About Your Financial Future
Instead of avoiding financial decisions out of confusion, you'll feel empowered to take action. You'll understand the rules, know your options, and have a clear roadmap for building wealth in Canada.
Meet InvestPath
The free educational tool that eliminates the confusion around Canadian savings accounts by providing personalized recommendations based on your unique situation.
Answer 20+ Questions About Your Situation
Tell us about your income, age, homeownership status, and savings goals. We'll ask about your RRSP/TFSA room if you know it, but don't worry if you don't.
Get Your Personalized Strategy
Our system analyzes your answers using accurate 2025 Canadian tax rules and provides tailored recommendations with detailed explanations.
Take Action With Confidence
Download your personalized PDF report, access interactive calculators, and get step-by-step guidance for opening accounts at top Canadian institutions.
Accurate Tax Calculations
Uses official 2025 federal and provincial tax brackets
FHSA Eligibility Checker
Complex first-time homebuyer rules made simple
Institution Matching
Get matched with the best Canadian banks and brokers for your needs
Interactive Calculators
See projected growth, tax savings, and retirement planning scenarios
Always Free
Educational content with no hidden fees or sales pressure
Message from the Founder
"I created InvestPath after watching too many Canadians (including myself) struggle with basic savings decisions. The information exists, but it's scattered across government websites, buried in jargon, and rarely personalized. InvestPath changes that by putting personalized, accurate information at your fingertips - completely free."
Ready to Stop Guessing and Start Building Wealth?
Join thousands of Canadians building smarter savings strategies
Takes 5 minutes - Results last a lifetime
Frequently Asked Questions
Everything you need to know about InvestPath
Important Disclaimer
This tool provides educational information and general guidance only. It does not constitute financial advice. Please consult with a qualified financial advisor, accountant, or tax professional before making any financial decisions. Your individual circumstances may vary, and professional advice should be tailored to your specific situation.