Privacy Policy
Last updated: 8/9/2025
1. Introduction
This Privacy Policy explains how we collect, use, and protect your personal information when you use our Canadian Financial Education Tool. We are committed to protecting your privacy and ensuring the security of your personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and other applicable Canadian privacy laws.
2. Information We Collect
2.1 Information You Provide
- Financial information (province, income level, savings goals)
- Personal preferences (age, homebuyer status, debt situation)
- Email address (only with your explicit consent)
- Questionnaire responses and educational preferences
2.2 Automatically Collected Information
- Device information (browser type, operating system)
- Usage data (pages visited, time spent on site)
- IP address (for security and analytics purposes)
3. How We Use Your Information
3.1 Primary Uses
- Provide personalized financial education content
- Generate educational summaries and recommendations
- Improve our educational tools and user experience
- Ensure the security and integrity of our service
3.2 Marketing Communications (With Consent)
- Send educational newsletters and financial tips
- Provide updates about new features and educational content
- Share relevant financial planning resources
4. Consent and Your Rights
4.1 Your Consent Rights
- You have the right to withdraw consent at any time
- You can opt-out of marketing communications
- You can request deletion of your personal information
- You can access and correct your personal information
4.2 How to Exercise Your Rights
To exercise any of these rights, please contact us at:
Email: privacy@investpath.ca
5. Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:
- Encryption of data in transit and at rest
- Regular security assessments and updates
- Limited access to personal information on a need-to-know basis
- Secure hosting and data storage practices
6. Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Specifically:
- Questionnaire responses: 2 years (for service improvement)
- Email addresses: Until you unsubscribe or request deletion
- Usage data: 1 year (for analytics and security)
7. Third-Party Services
We may use third-party services for analytics, hosting, and email delivery. These services have their own privacy policies, and we encourage you to review them. We do not sell, trade, or otherwise transfer your personal information to third parties for marketing purposes.
8. Children's Privacy
Our service is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you believe we have collected information from a child under 18, please contact us immediately.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. Your continued use of our service after any changes constitutes acceptance of the updated policy.
10. Contact Information
If you have any questions about this Privacy Policy or our privacy practices, please contact us:
Email: privacy@investpath.ca
Important Disclaimer
This educational tool provides general financial information only and does not constitute personalized financial advice. Always consult with a qualified financial advisor before making investment decisions.